Health Insurance

Good Decisions Today for a Healthy Tomorrow.

Like Life Insurance, Health Insurance is a valuable asset when it comes to safeguarding you and your family. Having proper health coverage will protect you from financial hardships that could arise if you or a family member are ever sick or injured and can’t work. For businesses, having the right health benefit package is often the key to keeping your employees happy and productive, while providing the assurance that they’re protected.

At Affiliated Agency Inc., we strive to offer the best Health Insurance options possible – from individual and group plans to specialized packages that may include dental and vision coverage.

Depending on your needs, our health care packages can include:

• Individual & Family Health Insurance
• Group Health Insurance
• Dental Coverage
• Vision Coverage
• Long-Term Care Insurance
• Temporary Health Insurance
• Supplemental Insurance
• Disability Insurance
• Medical Expense Insurance
• Child Health Insurance
• Travel Health Insurance
• Prescription Insurance
• HSAs

Why Health Insurance?

When it comes to your health you can never be too careful, and with the rising cost of medical care, Health Insurance has become a top priority. In order to have your health expenses covered at a reasonable price, having the right insurance is a necessity. Although plans vary according to your needs, they can cover anything from medical and hospital expenses to prescription drugs.

What Is Health Insurance? 
A health insurance policy helps protect you from catastrophic financial losses that are related health care services. Securing this type of coverage can help you stay healthy, as many plans provide coverage for preventive care services (e.g., annual checkups) and coverage for more expensive visits, like surgery or an emergency situation. Having health insurance can help offset some of the costs of receiving medical care, which can help put your mind at ease that you will have a level of protection, no matter what may happen.  

How Does It Work? 
Typically, you will pay the insurance company a premium in exchange for your coverage. Then, when you receive medical care and use your insurance, the health care facility will send a bill to your insurance company. Your insurance company will review the bill against your plan and then send you a bill. You will typically have to pay an annual deductible before your insurance plan will begin paying for services, but some services may not be subject to a deductible.  

Get the Health Coverage You Need Today 
While finding the right Health Insurance is not always an easy choice, representatives from Affiliated Agency Inc. are committed to providing the knowledge and support you need to help you make the right decision for you, your family, or your business.

At Affiliated Agency Inc., we provide health care insurance services near Plainview, Nassau County, Suffolk County, Westchester County, New York City, and Newark. Contact us today at 516-576-0166 to talk to an experienced agent who will help you find the right health insurance plan.