Special Events Insurance

Special event insurance is crucial for anyone planning a significant gathering, whether it's a wedding, concert, festival or corporate function. This insurance option offers coverage and financial security against unexpected situations that may disrupt or lead to the event's cancellation. It provides peace of mind to event organizers by mitigating the financial risks associated with hosting events, ensuring that their investment is safeguarded against unexpected setbacks.

What Is Special Event Insurance?

Special event insurance can shield organizers, hosts or sponsors of large gatherings from potential financial losses or liabilities that may arise before or during these events. Event insurance policies can be tailored to the specific needs of the occasion, providing customizable coverage options for both small-scale gatherings and large-scale productions.

What Does Special Event Insurance Cover?

Special event insurance coverage can vary among insurers but typically includes the following options:

• Cancellation or postponement coverage can safeguard against financial losses if your event must be canceled, postponed or relocated due to covered circumstances beyond your influence.
• Liability coverage may aid in addressing claims for third-party bodily injury or property damage during your event. For example, it can help cover costs associated with injuries to guests or damage to venue property.
• Personal property coverage can provide financial security against the damage or loss of designated personal belongings at the venue during your event. This includes sound systems, lighting, decorations or rented equipment.
• Liquor liability coverage can assist in covering costs associated with injuries or property damage resulting from alcohol consumption at your event.
• Nonappearance coverage can offer financial aid if a crucial individual, such as a performer or speaker, cannot attend your event due to illness, injury or unexpected occurrences.

How to Get Special Event Insurance

Contact Affiliated Agency to discuss your event insurance needs. We can evaluate your next event and determine what types of insurance would be appropriate.